The Victoria B.C. Mortgage Blog

Mortgage Renewals in Early 2025 – Where Might Rates End Up? ... [read full post]

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April 16 - 2025 - Bank of Canada holds policy rate at 2.75% ... [read full post]

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Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know ... [read full post]

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Pros & Cons of Paying Off Your Mortgage Before Retirement ... [read full post]

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March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75% ... [read full post]

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Mortgage Renewal Coming UP and rates higher than 5 yrs ago - Consider increasing your amortization? ... [read full post]

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How will tariffs potentially affect Interest rates ... [read full post]

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Is Now the Right Time to Refinance Your Mortgage? ... [read full post]

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Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening ... [read full post]

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Fixed-Rate vs. Adjustable-Rate Mortgages: Which Might Be Right for You? ... [read full post]

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Government announces boldest mortgage reforms in decades to unlock homeownership for more Canadians ... [read full post]

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Dec 11-2024 - Bank of Canada reduces policy rate by 50 basis points to 3.25% ... [read full post]

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Unlocking Home Ownership: What Canadian Homebuyers Need to Know About Property Value ... [read full post]

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October 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75% ... [read full post]

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Is a Reverse Mortgage Right for You? ... [read full post]

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With Lower Interest Rates, Is Now a Good Time to Refinance My Mortgage? ... [read full post]

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Sept 4th, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25% ... [read full post]

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How Lower Interest Rates Could Benefit Canadian Homeowners: Is Now the Time to Refinance? ... [read full post]

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What are Alternative Mortgage Lenders? ... [read full post]

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July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5% ... [read full post]

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7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home ... [read full post]

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7 Smart Strategies to Help Save Money on Your Mortgage ... [read full post]

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How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians ... [read full post]

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June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points ... [read full post]

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When to Consider a Private Mortgage: A Guide for Canadian Homebuyers ... [read full post]

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5 Great Ways to Improve Your Credit Score ... [read full post]

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RRSP Home Buyers Plan ... [read full post]

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Paying off your mortgage early - The Pros and Cons ... [read full post]

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April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening ... [read full post]

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The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know ... [read full post]

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Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score ... [read full post]

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Bank of Canada maintains policy rate, continues quantitative tightening ... [read full post]

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Managing Your Mortgage Renewal in a High-Rate Environment ... [read full post]

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Bank of Canada maintains policy rate, continues quantitative tightening ... [read full post]

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Navigating High Interest Rates: Strategies for New Home Buyers Across Canada ... [read full post]

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Navigating Your Mortgage: Practical Tips from the Experts ... [read full post]

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Bank of Canada maintains policy rate, continues quantitative tightening ... [read full post]

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Navigating the New Normal: How Remote Work is Reshaping the Canadian Mortgage and Real Estate Landscape ... [read full post]

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Canada's New Updated Mortgage Charter ... [read full post]

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Understanding Fixed vs. Variable Rate Mortgages ... [read full post]

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6 things to know about capital gains and taxes for people across Canada ... [read full post]

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Bank Of Canada Rate Update October 25, 2023 ... [read full post]

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Mortgage Strategies in a Rising Interest Rate Environment ... [read full post]

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Leveraging Your Home Equity to Help Purchase a Home For Your Children: A Prudent Move? ... [read full post]

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Understanding and Utilizing Home Equity ... [read full post]

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Can a first-time home buyer have a mortgage co-signer? ... [read full post]

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Bank of Canada maintains policy rate, continues quantitative tightening ... [read full post]

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Top Reasons To Refinance Your Home And Reasons Why You Maybe Should Not. ... [read full post]

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Navigating High-Interest Rates and Inflation: Your Path to Mortgage Resilience ... [read full post]

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Understanding Credit Scores and Maximizing Mortgage Opportunities in Canada ... [read full post]

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Bank of Canada raises policy rate 25 basis points, continues quantitative tightening ... [read full post]

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Some great tips to help you save for a home ... [read full post]

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Strategies for Speeding Up Mortgage Repayment ... [read full post]

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First-Time Home Buyer Budgeting: What You Need to Know ... [read full post]

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Bank Of Canada Rate Update April 12, 2023 ... [read full post]

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Bank of Canada Rate Update March 8, 2023 ... [read full post]

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Selling Your Home in the Winter: How You Can Make the Most of It ... [read full post]

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Title insurance and home insurance–protect what matters most ... [read full post]

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Bank of Canada increases policy interest rate by 25 basis points, continues quantitative tightening ... [read full post]

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Should You Spend the Full Mortgage Amount You're Approved For? ... [read full post]

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The Pros and Cons of Fixed vs. Variable Mortgages ... [read full post]

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Bank of Canada increases policy interest rate by 50 basis points, continues quantitative tightening ... [read full post]

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Bank of Canada Rate Update October 26, 2022 ... [read full post]

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Best Ways to Plan for Your Down Payment ... [read full post]

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How Mortgage Rates Affect Buying Power? ... [read full post]

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Bank Of Canada Rate Update September 7, 2022 ... [read full post]

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Should You Pay Off Your Mortgage Early? ... [read full post]

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Bank Of Canada Rate Update July 13, 2022 ... [read full post]

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Bank Of Canada Rate Update June 1, 2022 ... [read full post]

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How a Mortgage Pre-Approval Can Protect You from Rising Rates ... [read full post]

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How is a Private Mortgage Different Than a Traditional Bank Mortgage ... [read full post]

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Bank Of Canada Rate Update April 13, 2022 ... [read full post]

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Bank Of Canada Rate Update March 2, 2022 ... [read full post]

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Bank Of Canada Rate Update January 26, 2022 ... [read full post]

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Top 10 Questions to Ask Your Mortgage Broker in Victoria, BC ... [read full post]

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How Much of A Mortgage Can You Afford? ... [read full post]

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Prequalification and Pre-Approval—What is the Difference? Home Buying in Victoria, BC ... [read full post]

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Bank Of Canada Rate Update December 9, 2021 ... [read full post]

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What to do if You Are Denied a Mortgage ... [read full post]

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How to Know if it's Time to Refinance ... [read full post]

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Bank Of Canada Rate Update Oct 27, 2021 ... [read full post]

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What Is Home Equity and How Can I Build It? ... [read full post]

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Bank Of Canada Rate Update Sept 8, 2021 ... [read full post]

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Getting a Mortgage as a Student ... [read full post]

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What Happens if You Lose Your Job Before Closing? ... [read full post]

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How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Victoria, BC ... [read full post]

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Bank Of Canada Rate Update July 14, 2021 ... [read full post]

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Risks of Putting Down a Firm Offer with a Pre-Approval Victoria, BC ... [read full post]

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Low Rates in Victoria, BC Helping Buyers Pay Off Their Mortgages at Record Pace ... [read full post]

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Bank Of Canada Rate Update June 9, 2021 ... [read full post]

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